Счет в US банке.
Вот и информация о том как получить счет в иностранном банке не являясь резидентом этой страны. Заиметь пластиковую карту и чековую книжку. В данном случае это банк США. Пользуйтесь на благо, думаю информация пригодится заинтересованным в подобных услугах лицам. Перевода нет, английский вариант вполне понятен, подобная информация отсутствует в свободном доступе:) По крайней мере я не встречал. Сэкономь 35$ а может быть и больше;)
CONGRATULATIONS, you have found the easiest way to open a US
Bank Account as a non-resident. First, you'll need to know the name of the bank. Your U.S. bank account will be open in:
E*TRADE Financial owns E*Trade Bank and E*Trade Securities.This bank is
one of the most respected banks around the world. It provides excellent
customer service. You can visit his web site in www.etradebank.com, BUT
WAIT, don't try to open your account yet. You have to fill the right forms and do all the procces correctly for your account
to be open. The first “secret” you should know is that for opening your account
we will not have to contact E*Trade Bank but E*Trade Securities, LLC. Now...
E*TRADE Securities, LLC is a member of the SIPC. They are a separate
company but affiliated with E*TRADE Bank. By working with E*Trade
Securities you will be able to have banking services with all the benefits.
First, you don't have to ask for a checking or saving account. This types of
accounts can not be opened as non-resident.
So, you will have to ask for a brokerage account.
A brokerage account can be used as a checking account, you will not received
interest on your balance, but you will have the choice to make stock investments
and other normal checking accounts actions (like sign checks, make transfer,
etc.)
YOUR WELCOME PACK
Here is a sample of the welcome pack you will receive (The checks and the
VISA card will be send after you open your account).
NOW FILL YOUR FORM
As a non-US resident you will need to fill out the following forms:
#1 Your bank account application -
* Please note it's not necessary to fill in the last page of this form.
Sample Application -
#2 Your withholding tax form -
* You are required to include this form with your application form above.
Sample Withholding tax form - click here
Tax will not be withheld from your deposits. Tax is only withheld if you make a
profit on an investment made through E*Trade.
YOU ARE READY TO SEND THEM
Mail both forms along with a photocopy of your passport to the address below:
E*TRADE Securities LLC
P.O. Box 1542
Merrifield, VA 22116-1542
USA
If you want to use Fedex or DHL service, you will probably need to use this
address (without a P.O. Box):
E*Trade Securities LLC 671, N. Glebe Road,
11th Floor, Arlington, VA - 22203
USA
NOW YOUR CHECK BOOKВ
You can call or email E*Trade and request your check book before you receive
your welcome kit.
You can even request it book before any funds have been deposited into your
account. Simply call E*Trade on 1-916-636-2510.
Or you can wait to request a check book after you receive your welcome pack.
You can also ask for your account details (over the phone) at this time and login
to your bank account.
THERE IS NO NEED TO WAIT for your welcome pack to access your account
and deposit funds.
MAKE YOUR INITIAL DEPOSIT
You can fund your account by including a $1,000 US check or US money order
with your application.
Or...
You can fund your account in any amount via your PayPal, Stormpay,
2Checkout.com or any other account that can send ACH transfers.
My first deposit was only US$5 sent from PayPal.
You can also wire funds from your home bank account, in any amount.
Instructions on wire transfers can be found updated in your bank web site.
YOUR VISA PLATINUM CARD
You will need to have at least US$ 1000 in your account to ask for your debit
card.
You can send the application included in your welcome pack, or you can order it
from the bank web site.
Example of the actual VISA Platinum debit card and checkbook:
HOW TOВ SENDВ MONEYВ FROMВ PAYPALВ ANDВ OTHERВ SYSTEMS.
To receive ACH transfers from Paypal, Stormpay, 2Checkout or any otherservice. Just use the following details.
Bank name: ETRADE BANK
Routing number: 056073573
Account number: This is your personal account number
Account type: Checking Account
*Remember that doing an ACH (direct transfer) is different than a wire transfer.
A wire transfer (usually used for International Transfers) has a different routing
number. You can see this number updated in your bank's web site.
